:root {
            --primary: #0A1128;
            --primary-light: #1C2541;
            --accent: #7B2CBF;
            --accent-dark: #5A189A;
            --accent-light: #9D4EDD;
            --cosmic-pink: #FF006E;
            --cosmic-blue: #3A0CA3;
            --cosmic-purple: #7209B7;
            --text: #1A1A1A;
            --text-light: #6B7280;
            --bg: #FAFBFC;
            --white: #FFFFFF;
            --border: #E5E7EB;
            --shadow: rgba(10, 37, 64, 0.08);
            --shadow-lg: rgba(10, 37, 64, 0.12);
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Work Sans', sans-serif;
            background: var(--bg);
            color: var(--text);
            line-height: 1.6;
            overflow-x: hidden;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 24px;
        }

        /* Header */
        header {
            background: var(--white);
            border-bottom: 1px solid var(--border);
            position: sticky;
            top: 0;
            z-index: 1000;
            backdrop-filter: blur(10px);
            background: rgba(255, 255, 255, 0.95);
        }

        nav {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 20px 0;
        }

        .logo {
            font-family: 'DM Serif Display', serif;
            font-size: 28px;
            color: var(--primary);
            font-weight: 400;
            letter-spacing: -0.5px;
        }

        .logo span {
            color: var(--accent-light);
            background: linear-gradient(135deg, var(--accent) 0%, var(--cosmic-pink) 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .nav-links {
            display: flex;
            gap: 32px;
            list-style: none;
        }

        .nav-links a {
            color: var(--text);
            text-decoration: none;
            font-weight: 500;
            font-size: 15px;
            transition: color 0.3s;
        }

        .nav-links a:hover {
            color: var(--accent);
        }

        .cta-button {
            background: linear-gradient(135deg, var(--accent) 0%, var(--cosmic-pink) 100%);
            color: var(--white);
            padding: 12px 28px;
            border-radius: 8px;
            text-decoration: none;
            font-weight: 600;
            font-size: 15px;
            transition: all 0.3s;
            border: none;
            cursor: pointer;
            display: inline-block;
            box-shadow: 0 4px 15px rgba(123, 44, 191, 0.3);
        }

        .cta-button:hover {
            background: linear-gradient(135deg, var(--cosmic-pink) 0%, var(--accent) 100%);
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(255, 0, 110, 0.4);
        }

        /* Hero Section */
        .hero {
            background: linear-gradient(135deg, #0A1128 0%, #1C2541 50%, #3A0CA3 100%);
            color: var(--white);
            padding: 100px 0 120px;
            position: relative;
            overflow: hidden;
        }

        /* Galaxy Background Effects */
        .hero::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: 
                radial-gradient(circle at 20% 30%, rgba(123, 44, 191, 0.3) 0%, transparent 40%),
                radial-gradient(circle at 80% 20%, rgba(255, 0, 110, 0.2) 0%, transparent 50%),
                radial-gradient(circle at 40% 80%, rgba(157, 78, 221, 0.25) 0%, transparent 45%),
                radial-gradient(circle at 90% 70%, rgba(58, 12, 163, 0.3) 0%, transparent 40%);
            animation: nebula 20s ease-in-out infinite;
        }

        .hero::after {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background-image: 
                radial-gradient(2px 2px at 20% 30%, white, transparent),
                radial-gradient(2px 2px at 60% 70%, white, transparent),
                radial-gradient(1px 1px at 50% 50%, white, transparent),
                radial-gradient(1px 1px at 80% 10%, white, transparent),
                radial-gradient(2px 2px at 90% 60%, white, transparent),
                radial-gradient(1px 1px at 33% 50%, white, transparent),
                radial-gradient(1px 1px at 70% 33%, white, transparent);
            background-size: 200% 200%;
            background-position: 0% 0%;
            opacity: 0.6;
            animation: stars 60s linear infinite;
        }

        @keyframes nebula {
            0%, 100% {
                opacity: 1;
                transform: scale(1) rotate(0deg);
            }
            50% {
                opacity: 0.8;
                transform: scale(1.1) rotate(5deg);
            }
        }

        @keyframes stars {
            0% {
                background-position: 0% 0%;
            }
            100% {
                background-position: 100% 100%;
            }
        }

        /* Floating particles */
        .hero .star {
            position: absolute;
            width: 3px;
            height: 3px;
            background: white;
            border-radius: 50%;
            opacity: 0.8;
            animation: twinkle 3s ease-in-out infinite;
        }

        @keyframes twinkle {
            0%, 100% { opacity: 0.3; transform: scale(1); }
            50% { opacity: 1; transform: scale(1.2); }
        }

        .hero-content {
            position: relative;
            z-index: 1;
            max-width: 700px;
        }

        .hero h1 {
            font-family: 'DM Serif Display', serif;
            font-size: 58px;
            line-height: 1.1;
            margin-bottom: 24px;
            font-weight: 400;
            animation: fadeInUp 0.8s ease-out;
        }

        .hero p {
            font-size: 20px;
            margin-bottom: 40px;
            color: rgba(255, 255, 255, 0.9);
            animation: fadeInUp 0.8s ease-out 0.2s backwards;
        }

        .hero-cta {
            display: flex;
            gap: 16px;
            animation: fadeInUp 0.8s ease-out 0.4s backwards;
        }

        .cta-secondary {
            background: transparent;
            color: var(--white);
            border: 2px solid rgba(255, 255, 255, 0.3);
        }

        .cta-secondary:hover {
            background: rgba(255, 255, 255, 0.1);
            border-color: var(--white);
        }

        /* Stats */
        .stats {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 40px;
            margin-top: 60px;
            animation: fadeInUp 0.8s ease-out 0.6s backwards;
        }

        .stat {
            text-align: center;
        }

        .stat-number {
            font-family: 'DM Serif Display', serif;
            font-size: 42px;
            color: var(--accent);
            display: block;
            margin-bottom: 8px;
        }

        .stat-label {
            color: rgba(255, 255, 255, 0.8);
            font-size: 15px;
        }

        /* Loan Types Section */
        .section {
            padding: 100px 0;
        }

        .section-header {
            text-align: center;
            max-width: 600px;
            margin: 0 auto 60px;
        }

        .section-title {
            font-family: 'DM Serif Display', serif;
            font-size: 42px;
            margin-bottom: 16px;
            color: var(--primary);
            font-weight: 400;
        }

        .section-subtitle {
            font-size: 18px;
            color: var(--text-light);
        }

        .loan-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 32px;
        }

        .loan-card {
            background: var(--white);
            border-radius: 16px;
            padding: 40px 32px;
            box-shadow: 0 4px 12px var(--shadow);
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            border: 1px solid var(--border);
            cursor: pointer;
        }

        .loan-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 12px 32px var(--shadow-lg);
            border-color: var(--accent);
        }

        .loan-icon {
            width: 64px;
            height: 64px;
            background: linear-gradient(135deg, var(--accent) 0%, var(--cosmic-pink) 100%);
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 28px;
            margin-bottom: 24px;
            box-shadow: 0 4px 15px rgba(123, 44, 191, 0.3);
        }

        .loan-card h3 {
            font-size: 24px;
            margin-bottom: 12px;
            color: var(--primary);
        }

        .loan-card p {
            color: var(--text-light);
            margin-bottom: 24px;
            font-size: 15px;
        }

        .loan-features {
            list-style: none;
            margin-bottom: 24px;
        }

        .loan-features li {
            padding: 8px 0;
            color: var(--text);
            font-size: 14px;
            display: flex;
            align-items: center;
            gap: 8px;
        }

        .loan-features li::before {
            content: '✓';
            color: var(--accent);
            font-weight: 700;
        }

        .loan-link {
            color: var(--accent);
            text-decoration: none;
            font-weight: 600;
            font-size: 15px;
            display: inline-flex;
            align-items: center;
            gap: 8px;
        }

        .loan-link:hover {
            gap: 12px;
        }

        /* How It Works */
        .how-it-works {
            background: var(--white);
        }

        .steps {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 48px;
            margin-top: 60px;
        }

        .step {
            text-align: center;
            position: relative;
        }

        .step-number {
            width: 80px;
            height: 80px;
            background: linear-gradient(135deg, var(--primary) 0%, var(--cosmic-purple) 100%);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 24px;
            font-family: 'DM Serif Display', serif;
            font-size: 32px;
            color: var(--white);
            box-shadow: 0 8px 24px rgba(123, 44, 191, 0.3);
        }

        .step h3 {
            font-size: 22px;
            margin-bottom: 12px;
            color: var(--primary);
        }

        .step p {
            color: var(--text-light);
            font-size: 15px;
        }

        /* Calculator Section */
        .calculator-section {
            background: linear-gradient(135deg, #F0F4FF 0%, #E8DDFF 100%);
            position: relative;
            overflow: hidden;
        }

        .calculator-section::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: 
                radial-gradient(circle at 10% 20%, rgba(123, 44, 191, 0.05) 0%, transparent 50%),
                radial-gradient(circle at 90% 80%, rgba(255, 0, 110, 0.05) 0%, transparent 50%);
            pointer-events: none;
        }

        .calculator-container {
            background: var(--white);
            border-radius: 20px;
            padding: 48px;
            box-shadow: 0 12px 40px var(--shadow-lg);
            max-width: 800px;
            margin: 0 auto;
        }

        .form-group {
            margin-bottom: 32px;
        }

        .form-group label {
            display: block;
            margin-bottom: 12px;
            font-weight: 600;
            color: var(--primary);
            font-size: 15px;
        }

        .input-wrapper {
            position: relative;
        }

        input[type="range"] {
            width: 100%;
            height: 8px;
            border-radius: 4px;
            background: var(--border);
            outline: none;
            -webkit-appearance: none;
        }

        input[type="range"]::-webkit-slider-thumb {
            -webkit-appearance: none;
            width: 24px;
            height: 24px;
            border-radius: 50%;
            background: linear-gradient(135deg, var(--accent) 0%, var(--cosmic-pink) 100%);
            cursor: pointer;
            box-shadow: 0 2px 8px rgba(123, 44, 191, 0.5);
            transition: all 0.3s;
        }

        input[type="range"]::-webkit-slider-thumb:hover {
            transform: scale(1.2);
        }

        .input-display {
            display: flex;
            justify-content: space-between;
            margin-top: 8px;
            font-size: 14px;
            color: var(--text-light);
        }

        .input-value {
            font-weight: 700;
            color: var(--primary);
            font-size: 18px;
        }

        .result-box {
            background: linear-gradient(135deg, var(--primary) 0%, var(--cosmic-purple) 100%);
            border-radius: 16px;
            padding: 32px;
            text-align: center;
            margin-top: 32px;
            color: var(--white);
            box-shadow: 0 8px 30px rgba(123, 44, 191, 0.4);
            position: relative;
            overflow: hidden;
        }

        .result-box::before {
            content: '';
            position: absolute;
            top: -50%;
            left: -50%;
            width: 200%;
            height: 200%;
            background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
            animation: shimmer 3s ease-in-out infinite;
        }

        @keyframes shimmer {
            0%, 100% { transform: translate(0, 0); }
            50% { transform: translate(10%, 10%); }
        }

        .result-label {
            font-size: 16px;
            opacity: 0.9;
            margin-bottom: 12px;
        }

        .result-value {
            font-family: 'DM Serif Display', serif;
            font-size: 48px;
            margin-bottom: 8px;
        }

        .result-subtext {
            font-size: 14px;
            opacity: 0.8;
        }

        /* Partners Section */
        .partners-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 32px;
            margin-top: 60px;
        }

        .partner-card {
            background: var(--white);
            border-radius: 12px;
            padding: 32px;
            text-align: center;
            box-shadow: 0 4px 12px var(--shadow);
            transition: all 0.3s;
            border: 1px solid var(--border);
        }

        .partner-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 8px 24px var(--shadow-lg);
        }

        .partner-logo {
            width: 80px;
            height: 80px;
            background: linear-gradient(135deg, var(--bg) 0%, var(--white) 100%);
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 16px;
            font-size: 32px;
            font-weight: 700;
            color: var(--primary);
        }

        .partner-name {
            font-weight: 600;
            color: var(--primary);
            margin-bottom: 8px;
        }

        .partner-rate {
            color: var(--accent);
            font-size: 14px;
            font-weight: 600;
        }

        /* Application Form */
        .application-form {
            background: var(--white);
            border-radius: 20px;
            padding: 48px;
            box-shadow: 0 12px 40px var(--shadow-lg);
            max-width: 900px;
            margin: 0 auto;
        }

        .form-step {
            display: none;
        }

        .form-step.active {
            display: block;
            animation: fadeIn 0.5s;
        }

        .progress-bar {
            display: flex;
            justify-content: space-between;
            margin-bottom: 48px;
            position: relative;
        }

        .progress-bar::before {
            content: '';
            position: absolute;
            top: 20px;
            left: 0;
            right: 0;
            height: 2px;
            background: var(--border);
            z-index: 0;
        }

        .progress-step {
            display: flex;
            flex-direction: column;
            align-items: center;
            position: relative;
            z-index: 1;
        }

        .progress-circle {
            width: 40px;
            height: 40px;
            border-radius: 50%;
            background: var(--white);
            border: 2px solid var(--border);
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 8px;
            font-weight: 700;
            transition: all 0.3s;
        }

        .progress-step.completed .progress-circle {
            background: linear-gradient(135deg, var(--accent) 0%, var(--cosmic-pink) 100%);
            border-color: var(--accent);
            color: var(--white);
        }

        .progress-step.active .progress-circle {
            border-color: var(--accent);
            border-width: 3px;
            color: var(--accent);
        }

        .progress-label {
            font-size: 12px;
            color: var(--text-light);
            font-weight: 600;
        }

        .form-row {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 24px;
            margin-bottom: 24px;
        }

        .form-field {
            display: flex;
            flex-direction: column;
        }

        .form-field label {
            margin-bottom: 8px;
            font-weight: 600;
            color: var(--primary);
            font-size: 14px;
        }

        .form-field input,
        .form-field select {
            padding: 14px 16px;
            border: 2px solid var(--border);
            border-radius: 8px;
            font-size: 15px;
            font-family: 'Work Sans', sans-serif;
            transition: all 0.3s;
        }

        .form-field input:focus,
        .form-field select:focus {
            outline: none;
            border-color: var(--accent);
            box-shadow: 0 0 0 3px rgba(0, 212, 170, 0.1);
        }

        .form-buttons {
            display: flex;
            gap: 16px;
            margin-top: 32px;
        }

        .btn-secondary {
            background: var(--bg);
            color: var(--primary);
        }

        .btn-secondary:hover {
            background: var(--border);
            transform: none;
            box-shadow: none;
        }

        /* Footer */
        footer {
            background: var(--primary);
            color: var(--white);
            padding: 60px 0 30px;
        }

        .footer-content {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 48px;
            margin-bottom: 48px;
        }

        .footer-section h3 {
            font-family: 'DM Serif Display', serif;
            font-size: 24px;
            margin-bottom: 20px;
            font-weight: 400;
        }

        .footer-section ul {
            list-style: none;
        }

        .footer-section li {
            margin-bottom: 12px;
        }

        .footer-section a {
            color: rgba(255, 255, 255, 0.8);
            text-decoration: none;
            transition: color 0.3s;
        }

        .footer-section a:hover {
            color: var(--accent);
        }

        .footer-bottom {
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            padding-top: 24px;
            text-align: center;
            color: rgba(255, 255, 255, 0.6);
            font-size: 14px;
        }

        /* Animations */
        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        @keyframes fadeIn {
            from { opacity: 0; }
            to { opacity: 1; }
        }

        /* Responsive */
        @media (max-width: 768px) {
            .hero h1 {
                font-size: 38px;
            }

            .hero p {
                font-size: 18px;
            }

            .nav-links {
                display: none;
            }

            .section-title {
                font-size: 32px;
            }

            .calculator-container,
            .application-form {
                padding: 32px 24px;
            }
        }